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Call: 917-592-4323

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  • More
    • Home
    • Chinese (中文)
    • Rate Quotes (查询贷款利率)
    • Blog (博客)
    • Video (视频)
    • Contact Me (联系我们)

Call: 917-592-4323

YTFinancing
  • Home
  • Chinese (中文)
  • Rate Quotes (查询贷款利率)
  • Blog (博客)
  • Video (视频)
  • Contact Me (联系我们)

Welcome

Homeownership Starts Here — Let’s Make It Happen!

Homeownership Starts Here — Let’s Make It Happen!Homeownership Starts Here — Let’s Make It Happen!Homeownership Starts Here — Let’s Make It Happen!

Get the guidance you need!

Meet Yuting (Tilly) – Your Trusted Mortgage Guide

 

Hi, I’m Yuting (Tilly)– a loan officer who’s just as passionate about financial literacy as I am about getting you those house keys.


After graduating from Fudan University and becoming a CPA, I built a career spanning law, consulting, and one of the world’s largest banks. But everything changed when I bought my first home and had a less-than-ideal mortgage experience. That moment sparked something in me: I realized how confusing and frustrating the process could be—especially for first-time buyers.

So, I made it my mission to change that. I became a loan officer to guide others through the journey I once stumbled through. Since then, I’ve helped hundreds of clients—many of them first-time homebuyers—secure financing for their dream homes with confidence and clarity.


I believe financial success should be accessible to everyone. My goal is to empower you with the knowledge and support you need to make smart, informed decisions about one of life’s biggest investments.


There’s nothing I love more than handing over the keys to a new homeowner and knowing I helped make that moment possible.


Let’s make your dream home happen—together.

Learn More

If you're currently planning to buy a home and need some guidance—or if your offer has already been accepted and you're ready to get a rate quote—let’s connect! I’d love to help you navigate the next steps with confidence and clarity. 

Let's Connect

Services

Conforming Loans

Alternative Doc Loans (Non-QM)

Conforming Loans

  • Community Lending Program
  • Down payment assistance or grants in specific states
  • Special program with favorable rates in specific states


Jumbo Loans

Alternative Doc Loans (Non-QM)

Conforming Loans

  • Special program with favorable rates in specific states
  • Debt-to-income ratio can go up to 49.99%
  • Buy without sell 


Alternative Doc Loans (Non-QM)

Alternative Doc Loans (Non-QM)

Alternative Doc Loans (Non-QM)

  • Verification of Employment
  • Bank Statement 
  • CPA Prepared P&L
  • Borrower Prepared P&L
  • DSCR
  • No Income, No Ratio Loan


Yuting Fan

NMLS 2081644

Tel: 917-592-4323

Email: tilly.fan@gmccloan.com

Apply Now

General Mortgage Capital Corporation: 1350 Bayshore Hwy Ste 740, Burlingame CA 94010

NMLS #254895   |     Fair Lender    |   Fair Housing 

NMLS Consumer Access

Licensed by the NJ Dept of Banking and Insurance 

Licensed Mortgage Banker-NYS Department of Financial Services


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